Five benefits of working with a Realtor®

Buying a home is one of the biggest financial decisions you’ll make in your lifetime. Every agent who is certified by the National
Association of Realtors abides by a strict code of ethics, giving you peace of mind throughout the transaction. Maximize your
chances of having a positive home buying experience by partnering with an experienced, professional Realtor®.

Here are just a few of the benefits a Realtor® can provide:

1. Pricing expertise: One of the biggest benefits of using a Realtor is their non-emotional price negotiation expertise. Having an
experienced mediator on your side can make all the difference and may help you get more house
for your money.
2. Handling the paperwork: When you consider the ever-changing regulations and seemingly endless amounts of forms and
signatures involved with purchasing a home, you’ll be glad you have a Realtor there to explain each document’s purpose and
help you avoid any pitfalls.
3. Access to more homes: While the Internet is handy for viewing many of the available homes for sale, an active Realtor may have
access to unadvertised properties, or have heard of upcoming listings that are not yet on the market.
4. Neighborhood knowledge: If you connect with a Realtor who has been actively helping buyers and sellers in your target
neighborhood, they can clue you in on local zoning changes and market trends, allowing you to make a more informed decision
about your real estate purchase.
5. Guiding the transaction to a smooth closing: Real estate contracts are complex. Anticipating and solving problems throughout
the transaction is what good Realtors do best. Working closely with other Realtors, Loan Officers and Escrow Agents involved in
the transaction, an experienced agent can often head off or quickly remedy problems to ensure you move into your new home
as planned.

Call today to learn more about how I can assist you with one of the most important decisions
of your life—choosing your home financing.

– Tosh Pence

Tosh Pence
Loan Consultant
NMLS# 1585560 • FL
5462 Village Drive
Rockledge, FL 32955

Kim Tillett | One Sotheby’s International
Broker Associate
301 Ocean Ave
Melbourne, FL 32951

Caliber Home Loans and any above mentioned companies are not affiliated. Caliber Home Loans, Inc., 1525 S. Belt Line Rd, Coppell, TX 75019. NMLS ID#15622 ( 1-800-401-6587. Copyright © 2020. All Rights Reserved. Equal Housing Lender. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. Other restrictions and limitations apply. (12970)

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