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Renting Versus Buying

Homeownership used to be the hallmark of the American dream, but that is no longer the case for many people. 
While buying tends to increase your overall wealth over time, it may not be the right move for you and your family at the moment. Whatever it may be, we are always available to talk about your options and offer helpful advice.
 

Which best fits your lifestyle?

Renting

  • I plan to live in the area for less than 2 years
  • I want to maintain flexibility and mobility
  • I am working on repairing my credit history
  • I am saving money for a down payment

Buying

  • I plan to live in the area for more than 2 years
  • I want to build investment equity over time
  • I am looking for ways to further my tax deductions
  • I want the feeling of stability
  • I want the freedom of changing my living space

Benefits to Owning a Home

Benefits to Owning a HomePride of Ownership Unlike renting, your monthly payments will not go to a landlord, but towards the ultimate ownership of your home. Retirement Savings Long-term home ownership provides financial security for retirement through the growth of...

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How to Purchase a Foreclosure

5 Steps To Buying A Foreclosed HomeBuying a foreclosed home can seem daunting, following these five steps will help make the process a little easier. 1. Find an experienced real estate agent 2. Get a preapproval letter. 3. Look at “comps” before making an offer. 4....

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How To Purchase A Short Sale

Short Sale: How To Purchase OneThe Short Sale Process A short sale is when a property is sold for less than what the homeowner owes on their mortgage balance. In a short sale, the seller’s agent is responsible for listing the property and collecting the “financial...

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Moving Day Tips

Moving Day TipsDon't Forget to Update Your Address With: Banks Utilities Employers Insurance Credit Cards Drivers License / Other Licenses Subscriptions Friends + Family

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First Time Home Buyer Guide

First time home buyer guide1. Save for a down payment 2. Check credit score 3. Get pre-approved 4. Find an agent 5. Search for a home 6. Make an offer 7. Make a 'good-faith' or escrow deposit 8. Get a home inspection 9. Get a home appraisal 10. Head to closing

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